Educational Purpose Only

All materials provided by Classicex – including course content, articles, webinars, case studies, and downloadable resources – serve educational purposes. Our goal is to help you understand investment principles and develop critical thinking about financial decisions.

We share concepts, frameworks, and historical examples to illustrate how different approaches to investing work in various contexts. However, these materials should not be interpreted as recommendations to buy or sell specific securities, pursue particular investment strategies, or take any specific financial actions.

Investment confidence grows from understanding, but understanding alone doesn't guarantee successful outcomes. Markets behave unpredictably, and past performance never ensures future results.

No Financial Advice Provided

Classicex does not provide personalized financial advice, investment recommendations, or portfolio management services. We are not registered investment advisors, broker-dealers, or financial planners.

Our instructors and content creators share educational perspectives based on their experience and research, but this information reflects general concepts rather than advice tailored to your individual circumstances, risk tolerance, financial goals, or tax situation.

Your financial decisions remain entirely your responsibility. Classicex accepts no liability for outcomes resulting from actions you take based on educational content we provide.

Information Accuracy and Currency

We work hard to ensure that information presented through Classicex is accurate and current as of its publication date. However, financial markets, regulations, and tax laws change constantly – sometimes without warning.

Course materials may reference market conditions, regulatory frameworks, or investment vehicles that have changed since the content was created. While we periodically review and update our educational resources, we cannot guarantee that every piece of information remains completely current at all times.

Examples used in our teaching often reference historical market events or hypothetical scenarios. These serve illustrative purposes only. Historical performance data, when mentioned, reflects past events that may not repeat under current or future market conditions.

Content Updates

We aim to update major course content annually and refresh articles quarterly. However, rapidly evolving aspects of financial markets may not be immediately reflected in all materials. If you notice information that appears outdated or inconsistent with current market realities, please contact us so we can review and update as appropriate.

Investment Risks

All investments carry risk. You could lose some or all of the money you invest. The degree of risk varies widely depending on the investment type, market conditions, time horizon, and countless other factors.

Our educational content discusses various investment approaches, asset classes, and strategies. Some of these involve substantial risk – including the possibility of losing your entire investment. Nothing in our materials should be interpreted as suggesting that any particular investment is suitable for you or carries acceptable risk for your situation.

Understanding these risks intellectually doesn't prepare you emotionally for experiencing significant losses. Risk tolerance is highly personal and should be carefully considered before committing funds to any investment.

Third-Party Content and Links

Our educational materials occasionally reference external resources, research papers, articles, or websites that we believe may provide additional value to learners. These references serve educational purposes only.

Classicex does not control, endorse, or assume responsibility for content hosted on third-party websites. External links are provided as a convenience. We don't review all linked content for accuracy or currency, and we cannot guarantee that external sites will remain accessible or unchanged.

When you follow links to external websites, you leave our platform and become subject to the terms and privacy policies of those sites. Third-party content may present opinions or recommendations that differ from perspectives shared in Classicex materials.

We are not responsible for any losses, damages, or issues that arise from your use of third-party websites, services, or information accessed through links provided in our educational content.

No Guarantees or Warranties

Classicex provides all educational content, materials, and platform access on an "as is" and "as available" basis. We make no warranties, express or implied, regarding the completeness, reliability, availability, or accuracy of any content.

We do not guarantee that our platform will be available without interruption or that all features will function perfectly at all times. Technical issues, maintenance requirements, or circumstances beyond our control may occasionally affect platform availability.

Your participation in our educational programs does not guarantee any specific outcome. Individual results vary widely based on countless factors beyond the scope of our teaching – including your existing knowledge, dedication to learning, market conditions, timing, and personal circumstances.

Limitation of Liability

To the fullest extent permitted by applicable law, Classicex, its instructors, employees, partners, and affiliates shall not be liable for any direct, indirect, incidental, consequential, special, or punitive damages arising from your use of our platform or educational materials.

This limitation applies regardless of the legal theory under which liability is claimed – whether contract, tort, negligence, strict liability, or otherwise – and even if we have been advised of the possibility of such damages.

You acknowledge that investment decisions involve inherent risks and that educational content, regardless of quality, cannot eliminate these risks. Any financial losses you experience result from your own investment decisions, market conditions, and countless factors unrelated to our educational services.

We do not accept liability for investment losses, missed opportunities, tax consequences, legal issues, or any other negative outcomes that may result from actions you take after participating in our programs.

Some jurisdictions do not allow certain limitations of liability. In such jurisdictions, our liability is limited to the maximum extent permitted by law. In no event shall our total liability to you exceed the amount you paid for access to our educational services.

Regional Variations and Regulations

Investment regulations, tax laws, and financial product availability vary significantly across different countries and regions. Our educational content focuses primarily on concepts and principles that apply broadly, but specific examples or references may reflect conditions in particular jurisdictions.

Classicex operates from Canada and maintains awareness of Canadian financial regulations. However, our platform serves learners from various locations, and we cannot tailor all content to every regional regulatory environment.

You are responsible for understanding the laws, regulations, and tax implications that apply in your jurisdiction. Investment products, strategies, or accounts discussed in our materials may not be available or may be regulated differently where you live.

Before implementing any concepts learned through Classicex, verify that your planned actions comply with local laws and regulations. When in doubt, consult with professionals licensed in your jurisdiction who understand local requirements.

User Responsibility

You accept full responsibility for how you apply information learned through Classicex. Our role is to provide educational content that helps you understand investment concepts – not to direct your specific financial decisions.

Critical thinking remains essential. Different experts hold different opinions about investment approaches, risk management, and market behavior. Our instructors share their perspectives, but these represent viewpoints rather than absolute truths.

You should independently verify important information, seek multiple perspectives on complex topics, and critically evaluate all investment-related information – including content we provide. Education empowers you to make more informed decisions, but it doesn't remove the need for careful analysis and professional guidance.

By using Classicex, you agree that you are solely responsible for your investment decisions, the outcomes of those decisions, and any consequences that result from actions you take based on concepts learned through our platform.

Changes to This Disclaimer

We may update this disclaimer periodically to reflect changes in our services, legal requirements, or industry standards. When we make significant changes, we'll post the updated version on our website and update the "Last Updated" date at the top of this page.

Your continued use of Classicex after we post changes constitutes your acceptance of the updated disclaimer. We encourage you to review this page periodically to stay informed about our terms.

If you disagree with any part of this disclaimer or with changes we make, your sole remedy is to discontinue using our platform and services.